Tours

Tours | Centre-Val de Loire

Lake Home

Waterfront Living

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Aurélie Durier Immobilier

Presented At

€957,000

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Tours

Tours | Centre-Val de Loire

Tours, Centre-Val de Loire, France. , Tours , Centre-Val de Loire

Josephine House

Authenticity and charm define this character home in the heart of Tours. Aurélie Durier Immobilier presents this property in a bucolic, bright, and perfectly healthy setting, combining authenticity, comfort, and quality features. Fully equipped in 2021, it offers a pleasant and unique living environment, with meticulous maintenance: facades repainted in 2024, renovated sanitary facilities, and no humidity thanks to a single-flow ventilation system. The main house captivates with its warm atmosphere, terracotta floors, an impressive bread oven fireplace, and a functional stove. It includes a fully equipped kitchen, a living room, an office, a spacious dining room, a large bathroom, a toilet with a washbasin, and a bedroom with an adjoining dressing room. A large, healthy storage space located upstairs can be converted into an additional bedroom. Attached to the main house, another fully renovated house in 2025 features an independent entrance, a living room/bedroom, a kitchen, a bathroom, a mezzanine, and an additional bedroom. The outdoor areas are enchanting, with several terraces decorated in a bohemian style. A vegetable garden, a garden, and a spa complete this idyllic setting. It is an asset for rental income or for hosting family and friends. The two residences can communicate. Outside, a garage allows for vehicle parking. The sewage system is compliant. This property is ideal for a primary residence with hosting activities or for fully enjoying a calm, green environment full of character. Energy performance diagnosis new version 'ENERGY CLASS: D-249; CLIMATE CLASS B-8'. Estimated annual energy expenses for standard use: between 3,550 and 4,850 euros per year. This charming property is perfect for those seeking an exceptional living environment that combines charm, tranquility, and rental income.

Gallery

3D Street View Tour

Property Location

Tours, Centre-Val de Loire, France., Tours Centre-Val de Loire

Local Weather & Climate

Tours, Centre-Val de Loire

Current Conditions Updated recently

50 °F

Overcast clouds

Feels Like 49°F

Humidity 88%

Wind 12 mph

Visibility 4.3 mi

Sunrise 6:49 AM

Sunset 5:32 PM

5-Day Forecast

Mon 23 Feb

Clouds

High 56°

Low 50°

Tue 24 Feb

Clouds

High 63°

Low 50°

Wed 25 Feb

Clear

High 65°

Low 48°

Thu 26 Feb

Clouds

High 60°

Low 47°

Fri 27 Feb

Rain

High 52°

Low 49°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Tours?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (France)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*PTZ eligibility depends on income, location, and property type. Investment property interest is fully deductible against rental income.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for France. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on France tax year 2025 (fiscal year: January-December), rules effective from 2024. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$957,000

Tours, Centre-Val de Loire, France.

Tours, Centre-Val de Loire

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Market Opinion

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Our perspective on current market conditions in Tours. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

France offers strong property rights and legal protections for buyers

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $95,700,000 20% down ($19,140,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$8,223/day

Your home may appreciate while you sleep

$57,722/week $250,131/mo $3,001,570/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$52.7M

+$75.7M

$75.7M Potential Equity

vs $52.7M lost to rent over 10 years

$19.1M Down Payment Growth

10yr

$75.7M

8.1x

20yr

$155.5M

12.6x

30yr

$241.7M

Wealth Comparison

×575

Equivalent to 575 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $241.7M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $112.7M +18%

Market $130.3M +36%

Optimistic $150.4M +57%

$75.7M est. equity

20 Years

Conservative $132.7M +39%

Market $177.5M +85%

Optimistic $236.3M +147%

$155.5M est. equity

30 Years

Conservative $156.3M +63%

Market $241.7M +153%

Optimistic $371.4M +288%

$241.7M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

What is the listing price for Tours, Centre-Val de Loire, France?

This property is listed at $95,700,000.

Is now a good time to buy a home in Tours?

Based on current market indicators, Tours shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Tours, Centre-Val de Loire, France?

This is a house located in Tours, Centre-Val de Loire. The property is situated in an established neighborhood with convenient access to local amenities and services.